Investment Universe

The purpose of this compilation is only to help you plan your personal finance. The investment options and institutions shown here are chosen only to present the overall scenario, and none of them is an endorsement of any institution or any investment option. Please refer to the websites of other banks as well to know their current interest rates. Please read about the investment options in the sections below before making any financial decision.

AMFI mutual fund performance

The Association of Mutual Funds in India publishes the official, latest performance of every mutual fund scheme and category.

Open AMFI fund performance

Mutual Fund Explorer

Find a mutual fund and see how it has really grown

Search any Indian mutual fund scheme, check its returns over different periods, and test what a SIP or lumpsum would have become.

NPS scheme snapshots

NPS Trust publishes a weekly snapshot of NPS schemes. Use it to compare how the schemes of different pension fund managers have performed before you choose one.

Open NPS weekly snapshot

Every investment option in India, explained

Each heading starts with details common to all its options, including tax, and the links to learn more. The cards then show only what is different about each option. Risk labels are a general indication and not a rating; always check the document of the specific product. Tax information is as understood for FY 2026-27 on the date of the matrix update; tax laws change and your own situation matters, so please verify it.

Disclaimer

Education only, not advice

Everything on this page is general information for education and personal planning. It is not investment, insurance, tax, legal or financial advice, and it is not a recommendation or solicitation to buy or sell any product. Institutions and options are shown only to present the overall scenario and none of them is endorsed. Finethic is not a SEBI-registered investment adviser, an IRDAI-registered insurance advisor, a qualified tax consultant or a qualified financial planner. Please consult such a registered professional before you act.

Rates, returns and dates

The matrix is updated periodically, not in real time, and the date of the latest update is shown above it. Interest rates, yields and returns change often and can differ from what you get when you invest. Bank rates shown are only for HDFC Bank and SBI as examples; other banks offer different rates. Always refer to the official source (the bank, the issuer, AMFI, NSE Indices, CCIL, NSI India, EPFO, NPS Trust or the product provider) for the latest information.

Past performance and risk

Past returns do not guarantee future returns. Market-linked investments carry risk, including loss of part or all of the capital. Index returns are of indices that you cannot invest in directly; a fund or ETF can differ because of costs and tracking error. Mutual fund investments are subject to market risks; read all scheme related documents carefully.

Accuracy and taxation

We have taken care in preparing this page but do not guarantee that it is complete, accurate or current. Tax treatment, limits, eligibility and other rules are indicative summaries; they change with law and depend on your own situation, including the tax regime you choose. Verify them with the Income-tax Department's official information or a qualified tax consultant before acting.

Unregulated and high-risk products

Some options listed (for example digital gold, derivatives, alternative funds, invoice discounting and art or collectibles) may be unregulated or lightly regulated, may be illiquid and can lead to total loss. Deposit insurance (DICGC) covers up to ₹5 lakh per depositor per bank and only for insured banks. Listing here is for awareness and is not an endorsement.

Third-party sites and data

Links lead to websites and data services (including MFapi.in, AMFI, NSE and NSE Indices, CCIL, NSI India, NPS Trust, EPFO, HDFC Bank, SBI, IBJA, MCX and others) that we do not own or control. We are not responsible for their content, availability or accuracy. Data is shown as published by these sources.

Your responsibility

Use of this site is self-service and at your own risk. Finethic and its owners accept no liability for any loss arising from reliance on this page. Do not share passwords, OTPs, PINs, card, bank, PAN or Aadhaar details with anyone. This page does not store your personal data. If you find an error, please tell us through the Contact page.